Knowledge Corp Pty Ltd t/a Finance for the Now ACN 641 691 689 (the Company, we or us) provides you with access to this website (the Website) on these terms and conditions (Terms and Conditions). Please read these Terms and Conditions carefully before using the Website.

By using and accessing the Website in any capacity, you agree:

that you have read and understood these Terms and Conditions,
that you have read and understood the Company’s privacy policy, and
to be bound by these Terms and Conditions and the Privacy Policy
that you have legal authority to enter into this agreement and to be bound by its terms

If you do not agree to the Terms and Conditions or the Privacy Policy, you must not use the Website.

The Company reserves the right to modify or update the Website or the Terms and Conditions (including but not limited to charging fees for any aspect or feature of the Website), at any time and without providing any prior notice to you. Any such modifications or updates will become effective once posted on the Website.

The Company may post a notice to the Website advising you of any material modifications or updates to the Website or the Terms and Conditions. By continuing to use and access the Website, you agree to and accept any such modifications or updates to the Website or these Terms and Conditions.

Information contained on this Website

We cannot guarantee, nor do we accept any legal liability arising from or connected to, the accuracy, reliability, currency or completeness of anything contained on this Website or on any linked site.

The information contained on this Website should not take the place of professional advice.

The purpose of the Website is to promote products and services, sell certain products, including digital downloads and access to online courses (Products), share personal opinions, ideas, experiences, expertise, methods and practical examples in connection with business financial strategy, professional and business performance.

You acknowledge and agree that:

the content of the Website, including but not limited to any information, references, statistics, quotes, opinions, images, charts, video (Content) is not and is not intended to be general, business, financial or personal advice;

the Content does not contain or imply any recommendation or opinion intended to influence your financial decisions or strategy, and must not be relied upon by you as such;
past economic and behavioural consequences of any methods, tools, experiences or examples shared through the Website are not intended to and do not guarantee or warrant future performance or similar consequences in other situations, even very similar to the described;
in providing you with access to the Website, we have not considered your objectives, financial situation or needs; and
you should make your own inquiries and obtain your own independent advice prior to making any financial decisions.

Use of the Website

You may only use the Website and the content on the Website, including, but not limited to, the Content, for your personal, non-commercial, informational use only and not for any commercial purposes.

Except as may be expressly permitted herein, you may not reproduce, transmit, disseminate, sell, sublicense, broadcast, circulate, republish, duplicate, modify, adapt, upload, post, redeliver using “framing” technology or otherwise, download, copy, translate, reverse engineer, decompile or disassemble any portion of the Website or Content; use data mining, robots or similar data gathering and extraction tools with respect to the Website or Content; otherwise distribute or commercially exploit in any way any portion of the Website or Content; restrict or inhibit any other visitor from using the Website or Content, including, without limitation, by means of “hacking” or defacing any portion of the Website or Content; take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts or damages the functioning of our systems or the Website; express or imply that any statements you make are endorsed by the Company or the Website; or harvest or collect information about visitors to the Website without their express consent and, in each instance, without our prior express written consent.

You agree that you will not use, nor will you allow or authorise any third party to use, the Website for any purpose that is unlawful, defamatory, harassing, abusive, fraudulent or obscene way or in any other inappropriate way or in a way which conflicts with the Website or the Services.

If you contribute or make any public comments on this Website which are, in our opinion, unlawful, defamatory, harassing, abusive, fraudulent or obscene or in any other way inappropriate or which conflict with the Website or the Services offered, then we may at our discretion, refuse to publish such comments and/or remove them from the Website.

Unauthorised access or use of the Website or the Content is a breach of these Terms and Conditions and the Company reserves the right to take any action in response to a breach of these Terms and Conditions. Without limiting any of the Company’s other rights or remedies, if you breach these Terms and Conditions, or you otherwise have unauthorised access to the Website or the Content, the Company hereby revokes any right you have or permission granted to you by the Company to use the Website or Content.

At any time, and in its sole discretion, the Company reserves the right to limit the availability of the Website to any person, geographic area or jurisdiction and/or terminate your access to and use of the Website.

Intellectual property and copyrights

We hold the copyright to the content of this Website, including all uploaded files, layout design, data, graphics, articles, file content, codes, news, tutorials, videos, reviews, forum posts and databases contained on the Website or in connection with the Services. You must not use or replicate our copyright material other than as permitted by law. Specifically, you must not use or replicate our copyright material for commercial purposes unless expressly agreed to by Us, in which case we may require you to sign a Licence Agreement.

If you wish to use content, images or other of our intellectual property, you should submit your request to us at the following email address: natalia@financeforthenow.com

You may not:

(1) use, copy, modify or display any of the registered or unregistered trade marks of the Company or its licensors whether displayed on the Website or not, including without limitation, using any meta tags or any other “hidden text” that utilize these marks, or

(2) represent that you or any product or service is recognised by or endorsed by the Company or the owner of the relevant trade mark,

in the case or each of (1) or (2) without the prior written consent of the Company or the relevant owner in each instance.

You agree that we may use your feedback, suggestions, or ideas in any way, including in future modifications of the Service, other products or services, advertising or marketing materials. You grant us a perpetual, worldwide, fully transferable, sublicensable, irrevocable, fully-paid up, royalty free license to use the feedback you provide to us in any way.

Except with respect to your personally identifiable information (which is governed by our Privacy Policy), all comments, suggestions, ideas, notes, drawings, concepts, or other information disclosed or offered to us by you through the Website shall be deemed to be non-confidential and non-proprietary. You understand that we may transmit or distribute your feedback over various public networks and in various media.

Links to external websites and third-party data

This Website may contain links that direct you outside of this Website. These links are provided for your convenience and are not an express or implied indication that we endorse or approve of the linked Website, it’s contents or any associated website, product or service. We accept no liability for loss or damage arising out of or in connection to your use of these sites.

You may link to our articles or home page. However, you should not provide a link which suggests any association, approval or endorsement on our part in respect to your website, unless we have expressly agreed in writing. We may withdraw our consent to you linking to our site at any time by notice to you.

You acknowledge that the Content contains data (including but not limited to statistics and calculated information) obtained from a variety of third-party sources (Third-party Sources). The Company does not make any representation or warranty that any of the Content, including the Third-party Sources, will be reliable, accurate or complete. The Company disclaims all responsibility and liability arising in any way from any errors or omissions in the Content, including the Third-party Sources, including any loss you may incur in connection with any action or decision made by you in reliance upon the Content or Third-party Sources.

The Company assumes no responsibility for the use of, or inability to use, any third-party software or other materials on the Website and shall have no liability whatsoever to you or any person or entity for their use of, or inability to use, any such third-party software or materials.

Operation of the Website

We will use reasonable commercial endeavours to keep the Website available for access on a 24-hour a day basis, subject to scheduled and unscheduled downtime. However, we give no assurances that access will be available at all times and uninterrupted. Furthermore, the Company does not warrant that the operation of this Site will be error-free, secure, that defects will be corrected, or that this Site or the servers that make it available are free from viruses or other harmful components.

Purchases and Accounts

You must be 18 years or older to register for an Account and make purchases.

All purchases of Products and/or Services via the Website are governed by the Terms and Conditions of Sale. Please make sure you agree with these terms and conditions, prior to making your purchase.

In order to access certain portions of the Site, you may need to first create an account (“Account”). When you create an Account, we will collect certain information from you, which may include your payment information. To learn how we collect, store, use and share your information, please read our Privacy Policy

You are responsible for maintaining the confidentiality of your passwords and login details and for all activities carried out under your password and login.

We cannot and will not be liable for any loss or damage arising from any unauthorized access or use of your User ID or password.

You may never use another person’s Account without permission. We reserve the right to terminate your Account, cancel any order, or to refuse, restrict, or discontinue service or access to the Site (or any portions, components, or features of the Site) to you or any other person or entity, for any reason or for no reason whatsoever, at any time, without notice or liability.

Confidentiality

All personal information you give us will be dealt with in a confidential manner in accordance with our Privacy Policy. However, due to circumstances outside of our control, we cannot guarantee that all aspects of your use of this Website will be confidential due to the potential ability of third parties to intercept and access such information.

Handling of business and commercially sensitive information will be covered by a separate confidentiality clause in individual or master service agreements.

Limitation of Liability

All of our Services are provided without a warranty with the exception of any warranties provided by law. We are not liable for any damages whatsoever, incurred as a result of or relating to the use of the Website or our Services.

In no event will the Company, its affiliates, agents, employees, contractors or licensors be liable to you or anyone else for any damages, loss or injury, including, without limitation, any direct, indirect, incidental, consequential, special, punitive, exemplary or similar damages resulting from use of, or reliance on, the Content or the Website, in whole or part.

Indemnification for loss or damage

To the fullest extent permitted by law, you agree to indemnify, defend and hold the Company, our officers, directors, related bodies corporate, employees, contractors, agents and representatives harmless from and against any and all liabilities or expenses arising from or in any way related to your use of this Website or the Services or information offered on this Website, including any liability or expense arising from all claims, losses, damages (actual and consequential), suits, judgments, litigation costs and solicitors fees of every kind and nature incurred by you or any third parties through you. The use includes but not limited to any submissions, comments or contributions made by you to or on the Website.

General

These Terms and Conditions will be construed according to laws of New South Wales, Australia and by using the Website, you submit to the non-exclusive jurisdiction of the laws of New South Wales, Australia.

In the event of a dispute arising out of or in connection with this Agreement, the parties agree that they must meet and attempt in good faith to settle the dispute by negotiation. The parties agree that a dispute may not be referred to litigation before the parties have met in good faith in an attempt to resolve the dispute by negotiation unless it is a matter for an injunction.

If any provision of this Agreement is found or deemed to be void, illegal or unenforceable in any jurisdiction, then that provision is severed with respect to that jurisdiction and the remaining provisions of this Agreement remain in full force and effect.

Website Terms and Conditions